Kijichama
For chamas

Run it well and show the results

Everything the treasurer keeps, without paper — and a score that shows the group is well run.

Contributions & arrears

Record regular saves, merry-go-round hands and table-banking with M-Pesa refs; arrears surface on their own.

Meetings & attendance

Agendas, minutes and who turned up — the record the score reads.

Member loans

Lend from the group fund and track every repayment.

A performance score

A 0–100 score from six real signals — your group's reputation, quantified.

Get discovered

Members searching near you find your group on the directory.

Share what works

Learn from, and share with, other well-run chamas.

Run your chama on Kijichama.

Contributions, meetings, loans and a performance score in one place.

Start a chama