Everything the treasurer keeps, without paper — and a score that shows the group is well run.
Record regular saves, merry-go-round hands and table-banking with M-Pesa refs; arrears surface on their own.
Agendas, minutes and who turned up — the record the score reads.
Lend from the group fund and track every repayment.
A 0–100 score from six real signals — your group's reputation, quantified.
Members searching near you find your group on the directory.
Learn from, and share with, other well-run chamas.
Contributions, meetings, loans and a performance score in one place.