Savings & investment groups
Browse chamas near you — merry-go-round, welfare and investment groups — see how they run, and reach the one that fits.
Kenyans save and invest together in chamas — merry-go-rounds, welfare groups and investment clubs holding an estimated KES 300 billion between them.
Members want a group they can trust; groups want to run contributions, meetings and loans without paper. Kijichama does both — and scores how well a chama is run, so the best groups stand out.
Find a chama by kind and county, see its size and its performance score, and reach out. No more joining blind.
More for members →Track who has paid and who is behind, mark attendance, run the merry-go-round and lend to members — and get a running performance score.
Share what works with other chamas, and get discovered by members searching near you.
More for chamas →Every chama gets a score built from collection rate, arrears, loan repayment, attendance, membership stability and rotation completion — the things that actually tell you a group is healthy.
The best-run chamas rise up the leaderboard, opening the door to recognition, credit and partners.
Contributions, meetings, loans and a performance score in one place — and a place on the directory for members to find you.